Fondo

Effective date: September 9, 2026

App: Fondo (Android)

Developer: Minimal Habits

Contact: [email protected]

The short version. Fondo is a local-first budgeting app. Your budget, income, bills, subscriptions, savings, debts, and spending are stored only on your device. We do not run servers that collect your financial data, we do not have accounts, we do not use analytics or advertising, and we do not sell or share your data.

What data the app handles, and where it lives

• Your budgeting data (income, necessities, bills, subscriptions, savings, goals, debts, spending entries, settings) is saved in on-device storage only. It is never transmitted to us or to any third party.
• Backups are created only when you choose to export one. The file is handed to your device's share sheet so you decide where it goes. Fondo does not upload backups anywhere. You may optionally protect a backup with a passphrase; encryption happens on your device and we never receive the passphrase or the file.
• Notifications (bill reminders) are local notifications scheduled on your device. Their content never leaves the device.
• Biometric unlock (fingerprint / face) is handled entirely by your operating system. Fondo only receives a yes/no "unlocked" result — it never sees your biometric data.

Purchases

Fondo offers a "Pro" subscription (monthly or annual, with a free trial; no ads). Purchases and renewals are processed by Google Play and validated through RevenueCat, our in-app-purchase provider. To confirm your subscription, these services process a purchase receipt and an anonymous, store-provided identifier — they do not receive your budgeting data. Their handling is governed by their own policies: Google, RevenueCat.

Data we collect

None that leaves your device. Fondo has no accounts, no server-side database of your data, no third-party analytics, and no advertising. The only data any third party sees is the purchase information Google/RevenueCat need to process, renew and restore your subscription (above).

Children

Fondo is a general-audience budgeting tool and is not directed to children under 13. It does not knowingly collect personal information from anyone.

Your control

• Delete any item in the app at any time.
• Export a full backup whenever you want (.budgetbak).